The One-Minute Money Mentor for Women: 21 Strategies for Financial Empowerment


Let’s continue the focus from Part 1, “EXAMINING YOUR BELIEFS ABOUT MONEY.”  We must courageously “peel the onion” and understand how our core beliefs define our financial behavior.  Consider these two beliefs that can hinder your ability to create abundance.

Negative Belief #4: “If I become wealthy, people will hound me for money.”

I hear the fear of saying no in this mindset.  Listen up!  God is not calling us to meet every need that presents itself. When individuals ask for money, I recommend that you simply get their story—directly or indirectly. Find out if your assistance will help or hurt them in the long run.

I’ve been guilty of enabling and thwarting the spiritual growth of people by not allowing them to reap the consequences of their irresponsible decisions. God may lead you to decline a request because He has a better plan for that person.

Replacement Belief: I always find great pleasure in helping those in need, and I will also exercise the courage to say no when it is the wise and appropriate response.


Negative Belief #5: “Wealthy people are not happy.”

Have you ever noticed that wealthy people usually have the same types of issues as regular people—interpersonal conflicts, physical ailments, deaths and tragedies, and emotional fears? Because rich people’s wealth gives them a higher public profile, we often attribute their woes to their money. It’s not the money; it’s called life. Don’t allow the erroneous assumption that wealthy people are not happy to serve as an excuse not to maximize your financial potential.

Replacement Belief: As a person with abundance, I will be as happy as I choose to be. The ball is in my court to stay connected to rewarding relationships and activities and to use my resources for good.

Bottom line? If you are a principled person before you come into abundance, you can resolve by the grace of God to maintain your standards.


God does not want the abundance he gives us to be a burden, but rather a blessing. The only way to achieve this is to embrace God’s will and His way of directing how you manage the resources He entrusts to us.